Off Topic Thursday: Buying a House

30 Jul

I took a week off earlier this month, something I’ve only done before if I was traveling. But I needed it. I’ve been very stressed in my personal life and my weekends weren’t a time to relax like they normally are. They were spent looking at houses.

My husband and I decided about a year ago that this would be the time we bought a house. Our lease on our apartment ends at the end of October so we started looking in June and started looking at houses two weeks ago. In our area, there are not many houses and there are a lot of buyers so the process moved a lot faster than I would have liked. We looked at over 20 houses in a week and by Sunday night, we had an offer accepted on our new home! The inspection is over and our mortgage is being processed. We’ll close at the end of August and should take possession at the beginning of October.

This process has been extremely stressful for me. I tend to freak out over money and this exacerbated that more than I thought it would. I kept worrying we wouldn’t have the money for closing costs or the inspection or a million other things. It would keep me up at night. I stopped buying anything that wasn’t critical just to save a few dollars. I think I was driving my husband crazy. I had a few sleepless nights wishing I had studied something different in college so our income would be higher and we could afford a bigger home.

I’m still struggling with this, but I’m also getting excited. We’re figuring out where bookshelves go and if we can get our recliner into the basement by ourselves. I’m finding running routes and bike paths. I’m ready for somewhere else to feel like home. We hope this is our forever house and we’re excited to get into it.

This is our porch in front of our house on our street. I know we’ll grow it into the home we want. I just need to get over my anxiety and enjoy where life has taken us.

Until next time, write on.

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25 Responses to “Off Topic Thursday: Buying a House”

  1. Tessa Pulyer July 30, 2020 at 11:16 AM #

    This is exciting! Once you sign all the papers, realize that the extra costs are done, and that you just have normal monthly expenses to cover, you will settle and be very happy. Til then, deep breaths 💕

    Like

    • Sam July 30, 2020 at 12:09 PM #

      Thanks! The initial costs are a bit overwhelming. I can’t wait until it’s a standard monthly payment.

      Liked by 1 person

  2. Dani | My Heart is Booked July 30, 2020 at 11:55 AM #

    Congratulations on your new home! It’s such a scary but rewarding experience. I wish you all the best in your move!

    Like

    • Sam July 30, 2020 at 12:09 PM #

      Thank you. I’m nervous but I think it will pay off long term.

      Liked by 1 person

  3. Mom July 30, 2020 at 1:16 PM #

    Everyone worries about these exact things so you are in very good company. Love the house and you two! Mom

    Like

    • Sam July 30, 2020 at 1:18 PM #

      Thanks, mom. ❤️

      Like

  4. Dedra @ A Book Wanderer July 30, 2020 at 1:37 PM #

    Congratulations!! How exciting. It is stressful, but worth the work. ❤

    Like

    • Sam July 30, 2020 at 3:37 PM #

      Thank you. It’s hard to see the other end right now since we’re bogged down in it.

      Liked by 1 person

  5. booksartjournal July 30, 2020 at 2:10 PM #

    Congratulations on your new home! Wish you all the best in your move ❤

    Like

  6. Whimsically Meghan July 30, 2020 at 4:40 PM #

    Congrats on your new home! That’s very exciting! Your porch looks very cute! 😃

    Like

    • Sam July 30, 2020 at 4:46 PM #

      Thanks! I’m excited to hang my wind chimes.

      Liked by 1 person

  7. maxinesobsessions July 30, 2020 at 6:38 PM #

    Congratulations. How exciting!!! (And yes terrifying.)
    Your porch is so bloody cute.

    Liked by 1 person

    • Sam July 30, 2020 at 9:27 PM #

      Thank you! We love the neighborhood. It seems like a great place to move our lives!

      Liked by 1 person

  8. Katie July 31, 2020 at 2:23 AM #

    The problem in the UK is that people have to save such ridiculous deposits. Here a one bed place is about £100,000 and on my wage the bank would only loan me about £40/50,000. So I’d have to come up with the other 50/60,000 myself… Which will take me until I’m about 90 years old to save!

    Like

    • Sam July 31, 2020 at 8:12 AM #

      Yikes! I have a coworker who just sold his 2-bedroom for $180,000, so the price is probably comparable. The difference is that you’re normally expected to put about 20% in as a down payment. You can do less as well if you can pay more monthly. It sounds like we use very different systems!

      Like

  9. whatcathyreadnext July 31, 2020 at 4:40 AM #

    How exciting! I hope everything goes smoothly for you. Sorting out where the bookshelves are going to go is definitely a priority!

    Like

    • Sam July 31, 2020 at 8:13 AM #

      Lol I’ve already planned it. That’s the part I’m most excited about.

      Liked by 1 person

  10. Davida Chazan August 1, 2020 at 2:14 AM #

    Well.. congratulations! Sounds and looks lovely! Funny thing… my husband and I just sold our apartment and are about to sign a contract on a new one next week. Good luck to us both!

    Like

    • Sam August 1, 2020 at 6:53 AM #

      Good luck! Moving can be so exciting. In my small group at work, three of the four of us are moving so it’s been a big topic of conversation for us.

      Liked by 1 person

  11. MrsDMVH August 1, 2020 at 4:04 PM #

    Congratulations!!!!

    Like

  12. Meeghan reads August 5, 2020 at 8:33 AM #

    Congrats, Sam!! Home owning is seriously scary, but it’s also very worth it!! We bought our first home last year and we’re still going through painting and what not, while living in it. We also moved interstate at the time, which was a total nightmare because I would have loved to paint everything before we moved in properly, but we just couldn’t make it work. Anyway, we’re all in now. I’ll keep my fingers crossed for a smooth handover in October for you!!

    Like

    • Sam August 5, 2020 at 11:00 AM #

      Thank you! It will be nice to do some painting though there’s only one room we really want to paint. It’s just too white! I convinced my husband it needs a little purple. Good luck with your finishing touches.

      Liked by 1 person

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